Olicana Housing
Education
Many
people have emailed us about the lack of content on our site. This is for a
simple reason: We are DOERS not EDUCATORS. There are many resources on the web
and in print form that will educate you in real estate. It has taken us many
years to fine tune our skills. Real Estate is not something you learn overnight.
We WILL assist you if you are behind in payments. BEFORE you miss
a mortgage payment you should call your lender and ask for help. Your lender
should accommodate you. This may take several phone calls. BE PERSISTENT. Keep
calling. If you do not feel you are achieving results please contact us via our
web form.
We WILL educate you in money management. Balancing a
household budget is not always easy and - soon - we will provide tools to help
you decide what you can and cannot afford. This will hopefully reduce your
credit card balances to zero and enable you to save money.
Through our mortgage partners at
Southwest Funding we
WILL give you a free mortgage check up OR tell you if a mortgage quote is
competitive (please have your Good Faith Estimate and Truth in Lending papers
handy ... What? you loan officer didn't give those to you? Then you don't have a
good deal! .. get in touch with our
mortgage partner.)
We will also make you aware of investor scams
- people who promise to make your problems go away and instead they take your
house.
- in order to keep your house you give away all the equity you have (equity
stripping).
- if you agree to a short sale (or quick sale) do you know you are still liable
for the full mortgage balance and may also have to pay income tax on the amount
you have saved?
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